Is OneCompare Solution a lender?

No. We are an independent loan comparison and referral platform — not a bank or licensed money lender. We help you compare options and submit one enquiry, then introduce you to independent Network Partners who make all lending decisions, set rates and approve loans.

Does comparing offers affect my credit score?

Submitting an enquiry with us does not run a credit check. A formal credit assessment only happens if you choose to proceed with a lender's application. Comparing first helps you avoid unnecessary checks.

Do you guarantee loan approval?

No. We never guarantee approval, interest rates or outcomes. Approval, rates and terms are subject to the assessment and decision of participating financial institutions and lending partners.

Is the service free and how do you make money?

Submitting an enquiry is free for you. As a referral platform, we may receive a fee from Network Partners when we make an introduction. This never changes the rates a lender offers you.

Independent loan comparison

Compare Loan Offers in Singapore

Weigh personal, business, debt consolidation and renovation financing side by side. Submit one enquiry and we match you with trusted Network Partners — you stay in control of the decision. OneCompare Solution is an independent comparison and referral platform, not a bank or licensed money lender.

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Why compare

Compare before you commit

Rates, amounts and timelines vary widely between lenders. Comparing first helps you understand your realistic options before you apply, so you can avoid unnecessary credit checks and choose the route that fits your situation.

See bank loans and licensed money lender options in one place
Understand indicative costs before sharing documents
One enquiry instead of approaching lenders one by one
Independent guidance — we do not lend or set rates

Side by side

Common financing routes compared

A general comparison of common options. Actual rates, amounts and approval are decided by each lender, not by us.

Option	Cost / rate	Speed	Best for
Bank personal loan	Lower EIR, larger amounts	A few days	Salaried borrowers with good credit
Debt consolidation plan	Single combined repayment	Several days	Managing multiple commitments
Licensed money lender	Capped by law (4%/month max)	Often same day	Smaller, shorter-term needs
OneCompare matching	Compare before you commit	One enquiry, multiple options	Anyone unsure which route suits them

How it works

Three simple steps

1. Tell us what you need

Share your loan purpose and amount in one short enquiry — no obligation.

2. We compare and match

We review your enquiry and introduce you to suitable, independent Network Partners.

3. You decide

Partners assess and make all lending decisions. You choose whether to proceed.

Explore

Compare by loan type

Personal Loan Singapore Business Loan Singapore Debt Consolidation Singapore Renovation Loan Singapore Education Loan Singapore Loan Eligibility Calculator

FAQ

Frequently asked questions

Compare loan offers

Submit one enquiry. We will match you with trusted Network Partners and follow up by your preferred channel — including WhatsApp or phone.

Disclaimer: OneCompare Solution Pte. Ltd. is not a bank and does not provide loans, approve loans, or determine loan rates or terms. We act only as a referral and matching platform. All loan decisions are made solely by independent third-party Network Partners. This page is for informational purposes only and does not constitute financial advice. Submitting an enquiry does not guarantee any outcome.