Loan Calculator Singapore
Estimate your monthly repayment, total interest, and total cost in seconds. Adjust the amount, tenure, and monthly interest rate to plan any loan with confidence — bilingual and free to use.
Loan repayment calculator
Based on reducing balance interest — an indicative estimate only.
Amount
$20,000
Rate
2.0%/month
Tenure
1 year (12 months)
Estimated monthly repayment
$1,891
Total repayment
$22,694
Total interest
$2,694
Interest is calculated on the remaining outstanding balance each month. As the balance reduces, the interest portion decreases and the principal portion increases.
This calculator provides an estimate based on reducing balance interest using a monthly rate commonly quoted by moneylenders in Singapore. Actual repayment may vary depending on lender terms.
Why use our loan calculator
Built for Singapore borrowers, with the clarity the big comparison sites miss.
Accurate reducing-balance maths
We calculate interest on your remaining balance each month, not a flat figure — so the estimate reflects how repayments really work.
Instant, no sign-up
Move the sliders and see results update live. No forms, no waiting, no email required to get an estimate.
MAS & Moneylenders Act aware
Rate caps reflect Singapore rules, so your estimate stays realistic and compliant — not an inflated marketing number.
Loan calculator FAQs
Ready to compare real options?
Submit one enquiry and we match you with trusted Network Partners. No obligation.
Make an enquiryDisclaimer: OneCompare Solution Pte. Ltd. is not a bank and does not provide loans, approve loans, or determine loan rates or terms. We act only as a referral and matching platform. All loan decisions are made solely by independent third-party Network Partners. This page is for informational purposes only and does not constitute financial advice. Submitting an enquiry does not guarantee any outcome.